Our Core Values & Philosophy
“Sometimes it's the journey that teaches you a lot about your destination.”
- Drake
- Drake
Our guiding philosophy at Ramsey & Associates is to treat our clients the way we would want to be treated.
The Way We Do Business
We believe financial planning is best when it is a very personalized service. We aim to understand your goals and establish a relationship with you based on knowledge, trust and shared values. We see this as the foundation of good financial planning.
Integrity
We strive to tell you the truth in all situations and circumstances. We won’t promise you the moon or gloss over bad news. You can count on us to be straightforward with you – always. We sincerely believe our recommendations and advice will put you on the right path for the long term.
Communication
Before making recommendations, we listen carefully to understand your circumstances and know what’s important to you in life, both financially and otherwise. We believe one of our main responsibilities is to clearly understand your dreams and goals. Only then do we make recommendations, helping you to understand the rationale behind our advice. If at any time you have any concerns, we want to know about them so we can work toward a solution together.
Relationship and Customization of Service
Our clients are more than just clients to us. Each client is unique, and so we strive to discover what matters most to you. As your financial partner, we will tailor your financial plan to what we believe will best fit your goals, support you through the ups and downs of investment cycles, and celebrate your financial joys and personal achievements.
Client Service
You can count on us to go the extra mile for you. We don’t have a one-size-fits-all approach to our financial planning. We take pride in knowing our clients and their needs. We respond to requests promptly and follow up on the details of implementing your financial plan. Our goal is for you to feel understood and well taken care of.
Client Education
Our intent is to educate our clients throughout the financial planning process. We explain the specifics of each recommendation and the steps we’re going to take. For clients who have limited experience in the financial planning process, we cover not only the basics but take the time to explain any complex financial terms or concepts. We hope that by helping you understand our recommendations, you will be more comfortable implementing the plan.
Commitment to Fee-Only Financial Planning
Fee-only means no commissions, no rebates, and no hidden charges. We have absolutely no conflicts of interest and no hidden agendas. We will recommend only what we feel is best for you based on your goals, your risk preferences and our knowledge of the investment and insurance markets. That’s the way we would want to be treated.
Ramsey & Associates is dedicated to empowering our clients. We will work diligently to help you achieve your financial goals and dreams.
The Way We Do Business
We believe financial planning is best when it is a very personalized service. We aim to understand your goals and establish a relationship with you based on knowledge, trust and shared values. We see this as the foundation of good financial planning.
Integrity
We strive to tell you the truth in all situations and circumstances. We won’t promise you the moon or gloss over bad news. You can count on us to be straightforward with you – always. We sincerely believe our recommendations and advice will put you on the right path for the long term.
Communication
Before making recommendations, we listen carefully to understand your circumstances and know what’s important to you in life, both financially and otherwise. We believe one of our main responsibilities is to clearly understand your dreams and goals. Only then do we make recommendations, helping you to understand the rationale behind our advice. If at any time you have any concerns, we want to know about them so we can work toward a solution together.
Relationship and Customization of Service
Our clients are more than just clients to us. Each client is unique, and so we strive to discover what matters most to you. As your financial partner, we will tailor your financial plan to what we believe will best fit your goals, support you through the ups and downs of investment cycles, and celebrate your financial joys and personal achievements.
Client Service
You can count on us to go the extra mile for you. We don’t have a one-size-fits-all approach to our financial planning. We take pride in knowing our clients and their needs. We respond to requests promptly and follow up on the details of implementing your financial plan. Our goal is for you to feel understood and well taken care of.
Client Education
Our intent is to educate our clients throughout the financial planning process. We explain the specifics of each recommendation and the steps we’re going to take. For clients who have limited experience in the financial planning process, we cover not only the basics but take the time to explain any complex financial terms or concepts. We hope that by helping you understand our recommendations, you will be more comfortable implementing the plan.
Commitment to Fee-Only Financial Planning
Fee-only means no commissions, no rebates, and no hidden charges. We have absolutely no conflicts of interest and no hidden agendas. We will recommend only what we feel is best for you based on your goals, your risk preferences and our knowledge of the investment and insurance markets. That’s the way we would want to be treated.
Ramsey & Associates is dedicated to empowering our clients. We will work diligently to help you achieve your financial goals and dreams.
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